Products & Services

JI has assembled an integrated group of products and services that provide a comprehensive approach to meet the risk management and employee benefits needs of Texas businesses, professional and trade associations, and public entities. The JI products are designed to serve traditional insurance arrangements as well as alternative risk management solutions. Our products include:

Self-Funded Employee Benefit Plans, provide employers with the flexibility and control to better manage their benefit costs and retain funds that would otherwise go to insurance company profits.

Self-Insured Workers’ Compensation Programs, for businesses and public entities looking for alternatives to traditional insurance. By self-insuring workers’ compensation risk, an organization can gain more control over their costs, enhance claims management and loss control, and gain cash flow advantages.

Public Entity Self-Insurance Pools, an attractive alternative to traditional insurance buying for public entities. For over two decades, JI has developed and administered self-insurance pools for cities, counties, schools and special purpose districts and authorities.

Workers’ Compensation Self-Insured Groups (SIG’s), enable a group of similar businesses to form a group self-insurance pool. Businesses insured through SIG’s contribute to a fund that remains within the group’s control. Any money not spent to cover claims or operating costs is retained by the group members.

Rent-A-Captive Programs, insure the risk of its owners and returns underwriting profit and investment income, earnings which ordinarily go to an insurance company. The JI rent-a-captive program provides all the benefits of captive ownership without formation hassle.

• Self-Funded Health Benefit Plans
• Workers' Comp Self-Insured Groups
• Workers' Comp - Self-Funded Public Entities
• Public Entity Self-Insurance Pools
• Rent-a-Captive
• Loss Control